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Your bank has AI pilots. That's not an AI strategy.

Jun 25, 2026

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5 min read

Your bank has AI pilots. That's not an AI strategy.

McKinsey mapped what separates banks where AI works from banks where it doesn't. The difference isn't budget or talent. It's ownership.

Your CU won't like the AI rules. Unless you write them first.

Jun 25, 2026

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3 min read

Your CU won't like the AI rules. Unless you write them first.

NCUA Phase 2 is coming for AI governance. The comment window is open. Most credit unions won't use it.

Your fraud defenses were built for a human attacker

Jun 18, 2026

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4 min read

Your fraud defenses were built for a human attacker

$12.5 billion in consumer losses last year. That number predates AI agents on payment rails.

Your fraud stack was built for a threat that no longer exists

Jun 18, 2026

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4 min read

Your fraud stack was built for a threat that no longer exists

Three new attack surfaces. Most CUs are treating them as one problem.

Your member's AI is already shopping for loans. Is your CU in the results?

Jun 11, 2026

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4 min read

Your member's AI is already shopping for loans. Is your CU in the results?

More than half of Americans now use AI for financial decisions. Most CUs aren't machine-readable yet.

19 days until America's first AI lending law takes effect.

Jun 11, 2026

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4 min read

19 days until America's first AI lending law takes effect.

It covers any bank serving Colorado customers, not just Colorado-chartered institutions.

Your members want AI. Most CUs don't have it

Jun 4, 2026

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4 min read

Your members want AI. Most CUs don't have it

New data shows exactly how wide the gap is and who's closing it.

The White House just named your bank critical infrastructure

Jun 4, 2026

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3 min read

The White House just named your bank critical infrastructure

A new executive order dropped Tuesday. Community banks are in it by name.

Exclusive: mortgage pre-adjudication just went from 15 hours to 3 minutes

May 28, 2026

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2 min read

Exclusive: mortgage pre-adjudication just went from 15 hours to 3 minutes

Your CU's lending team can do the same.

Exclusive: 78% of community banks are spending on AI for one reason

May 28, 2026

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2 min read

Exclusive: 78% of community banks are spending on AI for one reason

A Bank Edition exclusive drop. The research just landed and it is worth your time.

Your core just announced AI agents. Now what?

May 21, 2026

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3 min read

Your core just announced AI agents. Now what?

Three decisions to make before August, one of them before July 1.

A global bank is to cut 7,800 jobs due to AI. What's your move?

May 21, 2026

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3 min read

A global bank is to cut 7,800 jobs due to AI. What's your move?

Fiserv ships AI agents in August. Three decisions to make before then.

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Main Street AI by Multimodal

Trends, insights, and what’s actually happening with AI in financial services.


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