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Main Street AI by Multimodal

Trends, insights, and what’s actually happening with AI in financial services.

Written by

Ankur Patel

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Which AI pilots get 2027 money?

Oct 8, 2026

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4 min read

Which AI pilots get 2027 money?

CSBS's new survey, the Fed minutes, and a simple rule for deciding what to fund.

The median credit union is shrinking

Oct 8, 2026

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4 min read

The median credit union is shrinking

NCUA's data shows a 0.6% drop at the median. Plus a November 16 deadline.

The $64 billion is the easy part

Oct 1, 2026

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4 min read

The $64 billion is the easy part

More capital, a longer exam cycle and 7% mortgages. Where the head start goes.

Start with the invoices

Oct 1, 2026

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5 min read

Start with the invoices

Your call report has no technology line. Our 2027 budget report has the number.

The integration problem is your AI project

Sep 24, 2026

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4 min read

The integration problem is your AI project

Why I'd fund agents and integration in the same 2027 budget line.

Give your 2027 AI budget line a job

Sep 24, 2026

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6 min read

Give your 2027 AI budget line a job

Name the workflow, the number, and the owner before the board signs.

71% of credit unions aren't ready for AI risk

Sep 17, 2026

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4 min read

71% of credit unions aren't ready for AI risk

Most assume their AI vendor has it handled. Most haven't checked.

Who owns your bank's AI agents?

Sep 17, 2026

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5 min read

Who owns your bank's AI agents?

AWS shut down the sandbox banks used to test AI agents. Examiners have new rules in six weeks.

The AI catching scams your rules miss

Sep 10, 2026

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4 min read

The AI catching scams your rules miss

Evaluative AI is closing a gap that used to require a data science team. What's actually shipping, plus Chime buying its own bank and a blockchain 39 states are building together.

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Main Street AI by Multimodal

Trends, insights, and what’s actually happening with AI in financial services.


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