Main Street AI by Multimodal
Trends, insights, and what’s actually happening with AI in financial services.
Written by
Ankur Patel
Connect
Sep 24, 2026
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4 min read
Why I'd fund agents and integration in the same 2027 budget line.
6 min read
Name the workflow, the number, and the owner before the board signs.
Sep 17, 2026
Most assume their AI vendor has it handled. Most haven't checked.
5 min read
AWS shut down the sandbox banks used to test AI agents. Examiners have new rules in six weeks.
Sep 10, 2026
Evaluative AI is closing a gap that used to require a data science team. What's actually shipping, plus Chime buying its own bank and a blockchain 39 states are building together.
Commercial credit decisioning doesn't work like consumer scoring. What's actually shipping in 2026, plus your new NCUA chairman's first appearance.
Sep 3, 2026
A regulatory clarification on SARs, a potential FDIC assessment change, and a practical way to measure AI performance.
A regulator ruling, an $8B CU's fintech bet, and the framework that makes AI metrics land.
Aug 27, 2026
Tokenized deposits and an AI agent mean a customer can switch banks without ever picking up the phone. The Fed just put a number on it: $700 billion.
