Main Street AI by Multimodal
Trends, insights, and what’s actually happening with AI in financial services.
Written by
Ankur Patel
Connect
Sep 3, 2026
•
4 min read
A regulatory clarification on SARs, a potential FDIC assessment change, and a practical way to measure AI performance.
A regulator ruling, an $8B CU's fintech bet, and the framework that makes AI metrics land.
Aug 27, 2026
Tokenized deposits and an AI agent mean a customer can switch banks without ever picking up the phone. The Fed just put a number on it: $700 billion.
One merger, one AI rollout, same credit union, same week. Plus your new NCUA chairman
Aug 20, 2026
Plus a CRA overhaul that changes the rules for a lot of you, and a stablecoin fight in Congress worth watching.
It's not in the price. It's in what happens when you want out.
Aug 13, 2026
Plus FDIC's new two-phase review process for new bank charters, and what FinCEN's rule change actually costs you.
Plus the CU that ditched its lobby years before COVID forced everyone else to, and one FinCEN form you can stop filing.
Aug 6, 2026
3 min read
A new question examiners won't skip, a rate rule easing up, and the bank built for machines, not people
