Main Street AI by Multimodal
Trends, insights, and what’s actually happening with AI in financial services.
Written by
Ankur Patel
Connect
Sep 10, 2026
•
4 min read
Evaluative AI is closing a gap that used to require a data science team. What's actually shipping, plus Chime buying its own bank and a blockchain 39 states are building together.
Commercial credit decisioning doesn't work like consumer scoring. What's actually shipping in 2026, plus your new NCUA chairman's first appearance.
Sep 3, 2026
A regulatory clarification on SARs, a potential FDIC assessment change, and a practical way to measure AI performance.
A regulator ruling, an $8B CU's fintech bet, and the framework that makes AI metrics land.
Aug 27, 2026
Tokenized deposits and an AI agent mean a customer can switch banks without ever picking up the phone. The Fed just put a number on it: $700 billion.
One merger, one AI rollout, same credit union, same week. Plus your new NCUA chairman
Aug 20, 2026
Plus a CRA overhaul that changes the rules for a lot of you, and a stablecoin fight in Congress worth watching.
It's not in the price. It's in what happens when you want out.
Aug 13, 2026
Plus FDIC's new two-phase review process for new bank charters, and what FinCEN's rule change actually costs you.
