Oct 1, 2026
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4 min read
More capital, a longer exam cycle and 7% mortgages. Where the head start goes.
5 min read
Your call report has no technology line. Our 2027 budget report has the number.
Sep 24, 2026
Why I'd fund agents and integration in the same 2027 budget line.
6 min read
Name the workflow, the number, and the owner before the board signs.
Sep 17, 2026
Most assume their AI vendor has it handled. Most haven't checked.
AWS shut down the sandbox banks used to test AI agents. Examiners have new rules in six weeks.
Sep 10, 2026
Evaluative AI is closing a gap that used to require a data science team. What's actually shipping, plus Chime buying its own bank and a blockchain 39 states are building together.
Commercial credit decisioning doesn't work like consumer scoring. What's actually shipping in 2026, plus your new NCUA chairman's first appearance.
Sep 3, 2026
A regulatory clarification on SARs, a potential FDIC assessment change, and a practical way to measure AI performance.
A regulator ruling, an $8B CU's fintech bet, and the framework that makes AI metrics land.
Aug 27, 2026
Tokenized deposits and an AI agent mean a customer can switch banks without ever picking up the phone. The Fed just put a number on it: $700 billion.
One merger, one AI rollout, same credit union, same week. Plus your new NCUA chairman
