Inside the FinTech Lab: What Real AI Adoption Looks Like

Discover how top banks are moving beyond pilots to build AI that drives internal efficiency and real ROI.

We can't talk about AI innovation in finance without addressing one of the most overlooked areas with the highest ROI: document automation.

Manual processes don’t scale, and in finance, they leave too much room for risk, delays, and compliance issues.

In this post, we walk through how AI-powered document automation is transforming everything from onboarding and underwriting to audits and reporting, while ensuring the precision, governance, and security the industry demands.

Read it now to see how leading financial institutions are turning documents into data, and data into decisions:

AI is no longer a shiny object in finance.

It’s a practical tool for reducing cost, risk, and complexity. But adoption is harder than expected.

Luke Giancarlo, Director at the FinTech Innovation Lab, shares how top financial institutions are shifting from experimentation to execution, prioritizing internal efficiency, data governance, and scalable partnerships over flashy use cases.

We covered:

  • Why most banks paused customer-facing AI to fix internal workflows first

  • How buyers evaluate AI vendors based on ROI, not technical novelty

  • What sets real solutions apart in a crowded landscape of lookalike tools

  • Why blockchain and AI are converging to deliver both intelligence and traceability

  • How stablecoins are forcing treasury, payments, and back-office systems to evolve fast

In this clip, we break down why transparency isn’t optional when deploying AI in finance or any highly regulated industry.

From compliance audits to explainable decisions, black-box models won’t cut it. If you want AI that builds trust and clears regulatory hurdles, transparency has to be built in from the start.

Watch the full clip to see why clarity is just as valuable as capability.